Special Needs & Disability Planning

Specialized legal solutions to ensure lifelong care and support for loved ones with disabilities

Securing the Future of Your Loved Ones

Planning for the future of a loved one with special needs requires specialized legal knowledge and a compassionate approach. Our attorneys are dedicated to creating comprehensive plans that provide for lifelong care while preserving eligibility for essential government benefits.

Loved One

Special Needs Trust

Lifelong Support

At Cody, Cody & McCarthy, we understand the unique issues that arise when caring for an individual with special needs or a disability. Our attorneys work with families to ensure that the individual is represented in all capacities and has an estate plan in place that works to minimize interference with qualification for state or federal benefits.

We understand the unique challenges faced by families caring for individuals with disabilities and work closely with you to develop solutions tailored to your specific situation and concerns.

Our Special Needs Planning Services

Special Needs Trusts

Specialized trusts designed to supplement government benefits without affecting eligibility, ensuring comprehensive care and quality of life.

Guardianship Planning

Thoughtful selection and legal appointment of guardians who will care for your loved one when you are no longer able to do so.

Government Benefits Advocacy

Assistance with applications and appeals for SSI, SSDI, Medicaid, and other essential government benefits for individuals with disabilities.

Comprehensive Special Needs Planning

Our approach to special needs planning addresses all aspects of your loved one's future care and support, including:

Creating first-party and third-party special needs trusts
Developing ABLE account strategies
Coordinating with government benefit programs
Establishing care plans and letters of intent
Planning for residential options and support services
Selecting appropriate trustees and guardians
Addressing unique medical and educational needs

We collaborate with care managers, financial advisors, and other professionals to ensure a holistic approach to your loved one's long-term well-being.

Case Study: Lifetime Care for a Child with Autism

Parents of a child with autism came to us concerned about their child's care after they were gone. We developed a comprehensive plan that included:

Creating a third-party special needs trust funded through life insurance
Establishing an ABLE account for qualified disability expenses
Developing a detailed letter of intent for future caregivers
Coordinating with government benefit programs to ensure continued eligibility
Selecting appropriate trustees and guardians with succession planning

Result: The family now has peace of mind knowing their child will have the resources needed for lifetime care while maintaining eligibility for essential government benefits.

Planning for our son's future has always been our greatest concern. Cody, Cody & McCarthy gave us peace of mind.

When our son was diagnosed with autism, we knew we needed to make special arrangements for his care after we're gone. The attorneys at Cody, Cody & McCarthy helped us create a special needs trust that ensures he'll have the resources he needs without losing his government benefits. Their knowledge and compassion made a difficult process much easier.

The Williams Family

Quincy, Massachusetts